APGLI

APGLI, perhaps is the best savings you can save with apart from ZPPF / GPF. When compared to Life Insurance Corporation of India and other insurance companies, APGLI offers more bonus, terminal bonus and sum assured to it's policy holders. Though there are some problems with missing credits and issue of new policies it is still advisable to save with APGLI.
All the APGLI offices of the districts have been computerized and from the year 2000 onwards, the amounts of missing credits have gone down considerably. Even if you have missing credits, you need not worry about it. If you forward a letter the Assistant Director, APGLI of your district after calculating the amount of premium you paid and the amount credited to your account, they will let you know the months of missing credits your account. After you submit the schedules for the missing months, they will update your account immediately. When it comes to benefits of the APGLI here is table showing amount you get as sum assured for each one rupee with respect to your age. Please down load this table and have an idea of the amount(Sum Assured) you on maturity. Don't forget that you will also get Rs. 105/- bonus per year per each 1000/- and terminal bonus.

 

                                         Amount of Premium you Pay per month

AGE	1	50	100	150	200	250	300	350
21	453.6	22680	45360	68040	90720	113400	136080	158760
22	437.2	21860	43720	65580	87440	109300	131160	153020
23	421.1	21055	42110	63165	84220	105275	126330	147385
24	405.2	20260	40520	60780	81040	101300	121560	141820
25	389.5	19475	38950	58425	77900	97375	116850	136325
26	374.1	18705	37410	56115	74820	93525	112230	130935
27	359	17950	35900	53850	71800	89750	107700	125650
28	344.1	17205	34410	51615	68820	86025	103230	120435
29	329.5	16475	32950	49425	65900	82375	98850	115325
30	315.1	15755	31510	47265	63020	78775	94530	110285
31	301	15050	30100	45150	60200	75250	90300	105350
32	287.2	14360	28720	43080	57440	71800	86160	100520
33	273.6	13680	27360	41040	54720	68400	82080	95760
34	260.3	13015	26030	39045	52060	65075	78090	91105
35	247.3	12365	24730	37095	49460	61825	74190	86555
36	234.5	11725	23450	35175	46900	58625	70350	82075
37	222.1	11105	22210	33315	44420	55525	66630	77735
38	209.9	10495	20990	31485	41980	52475	62970	73465
39	197.9	9895	19790	29685	39580	49475	59370	69265
40	186.3	9315	18630	27945	37260	46575	55890	65205
41	174.8	8740	17480	26220	34960	43700	52440	61180
42	163.6	8180	16360	24540	32720	40900	49080	57260
43	152.6	7630	15260	22890	30520	38150	45780	53410
44	141.8	7090	14180	21270	28360	35450	42540	49630
45	131.1	6555	13110	19665	26220	32775	39330	45885
46	120.6	6030	12060	18090	24120	30150	36180	42210
47	110.3	5515	11030	16545	22060	27575	33090	38605
48	100	5000	10000	15000	20000	25000	30000	35000